Take These Steps Now

Don’t wait until the last minute to update your contact information and compare repayment options.  Some of these repayment options can lower your monthly payment.

  1. Update your contact information in your profile on both your loan servicer’s website and on Federal Student Aid.
  2. Check out Loan Simulator to find a repayment plan that meets your needs and goals or to decide whether to consolidate.
  3. Use this time to explore payment relief options – like income-driven repayment – that can work for you when payments resume in February. Visit Federal Student Aid to learn more and begin the application process.
ALERT: The Department of Education warns students to avoid scams and to not accept unexpected offers of financial aid or loan forgiveness (such as a “pandemic grant” or “Biden loan forgiveness”) without checking to see if the offer is legit. Scams asking student loan borrowers to pay for loan forgiveness have been common over the last year. Federal student loan repayment and relief options are available at no charge and can be requested through the Federal Student Aid website.

Here with Additional Help with Student Loan Repayment

To provide you additional support, KCKCC has partnered with Student Connections to help you understand your loan repayment commitments and address any issues you may encounter. This service is completely free to you.

Who is Student Connections?

Student Connections is passionate about helping students. They partner with schools to provide support for borrowers throughout the student loan repayment process. With more than 60 years of experience in counseling student loan borrowers, their primary goal is to help you find the repayment plan that best fits your needs. While you are in student loan repayment, Student Connections may contact you through emails, text messages and phone calls to:

  • Help you understand your loan obligations and responsibilities.
  • Discuss available options for an affordable repayment plan.
  • Ensure you are aware of repayment options during financial hardships.

 

Note: Due to Federal privacy regulations, when Student Connections calls they will ask you to verify up to two pieces of personally identifiable information to ensure they are speaking with the correct person.